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Corporate Profile

FB Financial Corporation (NYSE: FBK) is a financial holding company that primarily operates through its wholly owned subsidiary, FirstBank. Since 1906, local banking has remained at the forefront of FirstBank’s approach to serving businesses, families and individuals within the communities it calls home. FirstBank is headquartered in Nashville, Tennessee, and has full-service bank branches across Tennessee, Kentucky, Alabama, and North Georgia, and mortgage offices across the Southeast.

Throughout FirstBank’s history, it has consistently maintained a community banking approach of personalized relationship-based service. As the Bank has grown, maintaining this relationship-based approach utilizing local, talented, and experienced bankers in each market has been an integral component of its success. FirstBank’s bankers leverage their local knowledge and relationships to deliver timely solutions for their clients. FirstBank empowers these bankers by giving them local decision-making authority complemented by appropriate risk oversight. FirstBank understands that business owners and operators prefer to deal with decision-makers, and the local banking model is built to place the decision-maker as close to the client as possible. FirstBank designed its operations, technology, and centralized risk oversight processes to specifically support this operating model, and deploys it universally in each market, regardless of size. FirstBank believes its unique approach delivers a competitive advantage over both smaller community banks and larger regional and national banks. FirstBank’s significant local market knowledge, client service level, and the speed with which the Bank is able to make decisions and deliver services to customers differentiates FirstBank from larger regional and national banks.

FirstBank’s holding company, FB Financial, seeks to leverage its operating model by focusing on profitable growth opportunities across the Company’s footprint, consisting of both high-growth metropolitan markets and stable community markets. As a result, FB Financial is able to strategically deploy its capital across its markets to take advantage of the opportunities with the greatest certainty of profitable growth and the highest returns.

FB Financial’s operating model is executed by a talented management team led by its President and Chief Executive Officer, Christopher Holmes. Mr. Holmes is a banking veteran originally from Lexington, Tennessee, who joined the Company in 2010 as Chief Banking Officer and was named Chief Executive Officer in 2013. In 2016, Chris led FirstBank’s initiatives from a privately held, single shareholder bank to a publicly traded company listed on the New York Stock Exchange. Mr. Holmes has an extensive background in both metropolitan and rural community banking and several larger public financial institutions. Mr. Holmes has assembled a highly effective management team, blending members who have a long history with FirstBank and members who have significant banking experience at other in-market banks.

Press Release

FB Financial Corporation (FirstBank)
1221 Broadway
Suite 1300
Nashville, Tennessee 37203

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